Are You Prepared for Emergencies?

Sudden Job Loss, Car Breaks Down, Unexpected Medical Expenses?

Let Our Money Place Help You Be Prepared for Any Financial Crisis!

Do you find you are just a little short of cash each month or can't pay unexpected bills? Are you one unexpected large bill away from financial catastrophe?

With just $300 in a savings account, you may be able to handle a financial emergency without getting a high cost loan. In addition to avoiding high loan fees, you will be able to earn interest on your money until you need it. With just 3-6 months worth of your monthly expenses in an account you are prepared for job loss or most unexpected financial problems. With the purchase of small amounts of disability and life insurance you can be assured that you can weather any storm.

Our Money Place staff can show you how!

Steps to Preparing for Emergencies

Set Up a Budget
A budget provides the framework for tracking your income and expenses. From this information, you can develop a spending plan that will keep your finances on track.

Pay Yourself First
Once you establish a budget that you can comfortably stick to, calculate how much you must save for your emergency fund. Emergency saving is more important than the cell phone or having premium cable service.

Purchase Insurance
Once you start the budget, stop spending on what you do not need, and begin saving on a monthly basis you need to evaluate and determine what type of insurance you need to protect you and your family. Life insurance, long term disability insurance, and other insurances are all possibilities. Our Money Place can help you understand the options and determine what is appropriate for you.